C.P.A. INSURANCE COMPANY
                                        PRIVACY POLICY STATEMENT


C.P.A. Insurance Company takes pride in maintaining confidentiality with regard to each
policyholder’s personal information.  The information you provide is used to help insure
that we are giving you the quality protection you deserve.

Types of Personal Information We Collect

Personal information is provided to us through the following sources:

•        Application information you provide such as your name, address, social security
   number and checking account number
•        Transaction information we record including payment history and number of
   years you have been a policyholder
•        Personal information you provide to process a claim, such as railroad discipline
    records and hospital records

Parties to Whom We May Disclose Information

C.P.A. Insurance Company does not disclose your personal information to anyone,
except as required or permitted by law.  

If your personal information is legally provided to a nonaffiliated third party in the course
of conducting our insurance business, we advise them of our privacy policy and stress the
confidential nature of the information we are sharing.

Security of Personal Information

Your records are protected through physical, electronic and procedural safeguards in
accordance with internal policies.  Staff access to your personal information is restricted
to individuals providing services or products to you.


Your privacy is very important to us.  We hope that you will contact us in writing or call
our toll free number at 1-800-432-8245 with any questions concerning this Privacy Policy
Statement.

Sincerely,

C.P.A. Insurance Company

                                       
P.O. Box 250010, West Bloomfield, MI 48325-0010
                                                                                    www.cpains.com
Celebrating 100 Years in Business!!!!